• TERMS OF USE

    Welcome to QuickBooks Guru, a division of From Vision To Reality Inc. By accessing or using our website, you agree to comply with and be bound by the following Terms of Use. Please read them carefully, as they contain important information about your legal rights and obligations.

    1. ACCEPTANCE OF TERMS

    By using this website, you agree to these Terms of Use and our [Privacy Policy](#), [Affiliate Disclosure](#), [External Links Policy](#), and [DMCA Policy](#). If you do not agree with these terms, please do not use our website.

    2. MODIFICATION OF TERMS

    QuickBooks Guru reserves the right to change, modify, or update these Terms of Use at any time. Changes will be posted on this page, and your continued use of the website after such changes constitutes your acceptance of the new terms.

    3. USE OF OUR SERVICES

    You agree to use our website and services only for lawful purposes. You are prohibited from posting, transferring, or uploading software, technology, or any other technical data that violates U.S. or applicable export and import laws.

    4. DATA COLLECTION AND PRIVACY

    QuickBooks Guru collects personal data as outlined in our [Privacy Policy](#), including data collected through cookies, opt-ins, and tools like Google Analytics. We adhere to data minimization principles, collecting only what is necessary for specific purposes. Personal data is retained according to a clear retention schedule and securely protected using appropriate technical, administrative, and physical safeguards. You have rights under GDPR, FDBR, and other privacy laws, which are detailed in our Privacy Policy.

    5. CONSENT AND DATA RIGHTS

    We require explicit consent before processing any sensitive personal data, including data related to children under 13, for which verifiable parental consent is obtained. Consent is freely given, specific, and informed, without the use of dark patterns. You have the right to opt out of data sales, targeted advertising, and certain data processing practices. Instructions for exercising these rights are provided in our [Privacy Policy](#).

    6. USER CONTENT

    QuickBooks Guru does not claim ownership of any content you submit to our site, such as feedback, reviews, or other contributions. By submitting content, you grant QuickBooks Guru a non-exclusive, royalty-free license to use, reproduce, and modify your content as necessary for our services.

    7. THIRD-PARTY SERVICES AND LINKS

    Our website may contain links to third-party websites, including affiliate links. We use services like Google Analytics to track website performance. QuickBooks Guru does not control third-party websites and is not responsible for their content or privacy practices. Please review our [Privacy Policy](#) and [External Links Policy](#) for more details.

    8. AFFILIATE LINKS

    QuickBooks Guru participates in affiliate marketing programs and may earn commissions from qualifying purchases made through affiliate links. These commissions support our operations at no extra cost to you. For more information, please see our [Affiliate Disclosure](#).

    9. INTELLECTUAL PROPERTY RIGHTS

    All content, trademarks, and software on this website are the property of From Vision To Reality Inc. You may not copy, distribute, modify, or create derivative works from our content without permission.

    10. INDEMNITY

    You agree to indemnify and hold From Vision To Reality Inc., including QuickBooks Guru, harmless from any claims, damages, or expenses arising from your use of the website, your violation of these Terms of Use, or your violation of any rights of another.

    11. DISCLAIMER OF WARRANTIES

    QuickBooks Guru provides its website and services on an “as-is” basis. We make no warranties, expressed or implied, regarding the website, including but not limited to warranties of title, merchantability, fitness for a particular purpose, or non-infringement.

    12. LIMITATION OF LIABILITY

    From Vision To Reality Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, even if we have been advised of the possibility of such damages.

    13. ARBITRATION AGREEMENT

    1. Agreement to Arbitrate: By using QuickBooks Guru’s website or services, you agree that any dispute, claim, or controversy arising out of or relating to these Terms of Use or your use of our services will be resolved exclusively through binding arbitration in Lake County, Florida, rather than in court. There shall be no right for any party to take any dispute to court or to have a jury trial.
    2. Initial Dispute Resolution: Before initiating arbitration, you agree to first contact us at info@myquickbooksguru.com with a written description of your claim and allow us ample time to resolve the issue informally. Only if the dispute cannot be resolved informally will it proceed to arbitration.
    3. Scope of Arbitration: This arbitration agreement applies to all disputes, whether based on contract, tort, statute, fraud, misrepresentation, or any other legal theory. The arbitrator shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this arbitration agreement.
    4. Arbitration Process: The arbitration will be conducted by the American Arbitration Association (AAA) under its rules, including the AAA’s Consumer Arbitration Rules. The arbitration will occur in Lake County, Florida, or another mutually agreed location.
    5. Fees and Costs: Each party shall bear their own costs and fees associated with the arbitration. Under no circumstances will From Vision To Reality Inc. be responsible for paying any arbitration fees.
    6. Waiver of Class Actions: You agree to resolve any disputes with QuickBooks Guru on an individual basis and waive any right to participate in a class, collective, or representative action.
    7. Binding Decision: The arbitrator’s decision will be final and binding, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.
    8. Opt-Out Option: You have the right to opt-out of this arbitration agreement by sending written notice of your decision to opt-out to info@myquickbooksguru.com within 30 days of your first use of our services.

    14. TERMINATION

    QuickBooks Guru reserves the right to terminate your access to the website at any time, without notice, for conduct that violates these Terms of Use or is harmful to other users or our business interests.

    15. GOVERNING LAW

    These Terms of Use are governed by the laws of the State of Florida. Any legal action or proceeding related to these Terms shall be brought exclusively in the courts located within Lake County, Florida, except for arbitration proceedings as outlined above.

    16. ELECTRONIC COMMUNICATIONS

    By using our website or sending emails to us, you consent to receive electronic communications from us. You agree that all agreements, notices, disclosures, and other communications provided to you electronically satisfy any legal requirement that such communications be in writing.

    17. USER ACCOUNTS AND SECURITY

    If you create an account on our website, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

    18. PROHIBITED USES

    You agree not to use the website for any illegal or unauthorized purpose. You must not transmit any worms, viruses, or any code of a destructive nature. Any breach of these terms may result in immediate termination of your access to the website.

    19. FORCE MAJEURE

    QuickBooks Guru shall not be liable for any failure or delay in performance of our obligations due to causes beyond our control, including but not limited to acts of God, war, strikes, technical failures, or other similar events.

    20. FEEDBACK AND SUGGESTIONS

    Any feedback, suggestions, or ideas you provide to QuickBooks Guru regarding our website or services shall be considered non-confidential and non-proprietary. We are free to use such feedback for any purpose without any compensation to you.

    21. COPYRIGHT INFRINGEMENT POLICY

    QuickBooks Guru respects the intellectual property rights of others. If you believe your copyright-protected work has been infringed upon, please refer to our [DMCA Policy](#) for detailed information on how to report such infringements and how we handle these reports.

    22. NON-DISCRIMINATION

    QuickBooks Guru shall not discriminate against you for exercising your rights under applicable data protection laws, including the Florida Digital Bill of Rights. You will not be denied goods or services, charged different prices, or receive a different quality of service as a result of exercising your data rights.

    23. SEVERABILITY

    If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

    24. ENTIRE AGREEMENT

    These Terms of Use, together with our Privacy Policy, Affiliate Disclosure, External Links Policy, and DMCA Policy, constitute the entire agreement between you and QuickBooks Guru with respect to the use of the website.

    25. CONTACT US

    If you have any questions about these Terms of Use, please contact us:

    • Email: info@myquickbooksguru.com
    • Telephone: 321-689-5949
    • Mailing Address:
      QuickBooks Guru
      O. Box 2091
      Mount Dora, Florida 32756

September 2, 2024